FAQ - General Questions
What is a stock loan?
A stock loan is a loan that is collateralized by free trading or restricted stock. Very simply, a borrower would pledge his stock as collateral for the loan, and upon repayment of the loan, the stock would be returned to him.
Why metroBanc™ Capital Advisors?
metroBanc™ Capital Advisors has longstanding relationships with the some of the finest private equity lenders in the world, each offering unique programs designed to meet the borrowers goals and expectations. We simply will not engage in business with any entities or sources who do not meet or exceed the standards by which we choose to judge ourselves.
To learn more about metroBanc™please click here.

Are you a broker?
We are master brokers by virtue of the fact that nearly all of the private funding sources we represent cannot be approached at will without introduction, and also because we have our own network of agents who bring in viable stock loan deals as well. To learn more about becoming an agent please click here.

We have also worked side by side with our private lending groups to open several new markets overseas, as well as develop our restricted stock loan program, that as of this writing is the only loan platform of it's kind in the country. We are intimate with our sources and contacts, to a much greater degree than perhaps exists by any other group in this industry.

What are your fees?
We are renumerated by the private lender at closing, out of the fees charged by the lender to originate the loan. Bear in mind that our engagement in the transaction does not result in additional costs to the borrower. The fees charged by the lender are going to be the same regardless of our involvement.
Are there any up front costs?
No. metroBanc™ Capital Advisors has not and will not charge any up front fees to consult with our clients or originate a stock loan.
Do you provide references?
No. All of our transactions are private, and we will not allow our clients to be contacted under any circumstances. Should the reader choose to engage in a stock loan with metroBanc™ Capital Advisors, they may be assured that we will afford them the same protection.
Are stock loans legal?
Absolutely. While a relatively new concept to most smaller investors, the practice has been around for many years at the level of top corporate officers or those in position of beneficial ownership. We have worked hard to mantain that s bona fide stock loan should be made available to anyone with qualifiying shares and will seek diligently to ensure that they receive safe, timely funding.
Is my personal credit checked?
No. There are no credit checks, referrals, background checks, asset checks, etc. We require only limited information in order to originate a stock loan.
Are defaults reported?
No. There is no action or suit, and there is no reporting to the credit bureaus, Dun and Bradstreet, etc. To learn more about the benefits of a stock loan, please click here.
How does the lender make money?
All lenders have proprietary means by which they are able to hedge themselves during the term of the loan. In some cases, this will allow the lender to earn additional income in addition to the interest charged against the principal. Other lenders seek only the interest. In either case, all shares will be returned to the borrower at payment of the loan principal. To date, we have never originated a loan which did not result in the exact number of shares returned at principal payment.

For more information about a stock loan, please contact our office.
For an online quote request, please use the short form on the right side of this page.

LTV's up to 85%
Rates as low as sub-prime
Completely private transaction
Non or limited recourse
Retain control of voting rights and dividends
Access liquidity and hedge market downturn
Avoid or defer tax consequences
   
Request a quote online:

First Name *

First Name
Last Name *

Last Name
Day Phone *

Day Phone
Email *

Email
Stock Symbol:

Stock Symbol
Share Amount

Share Amount
Stock Status:

Stock Status
Your Status:

Your Status
  * All fields are required
 

Stock loans, mutual fund loans
 
 
  © 2009 metroBanc™ Capital Advisors     |     Privacy Statement     |     Terms & Conditions     |    Site Map     |     Agents     |     Links
ROR Information
Multi Browser Compliant Site